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For Use of This Web Site

You have chosen to access the information on this World Wide Web Site (www.klais.com). The information provided is believed to be correct and is offered in good faith by KLAIS AND COMPANY, INC. and/or its subsidiaries and affiliates (collectively referred to herein as "Klais"). Because of the nature of the information and the transmission technology used, Klais cannot warrant the accuracy of the information at this web site or its continued availability, and any reliance on this information is at the sole risk of the user. If you have questions or concerns regarding information contained on the pages of this web site, you should contact Klais at its main phone number and request to speak to someone in the appropriate department. Klais reserves the right to make changes and corrections to this web site, or to these General Conditions, at any time and without further notice.

This web site was prepared for informational purposes only. The information on this web site is not a guarantee of accuracy and is not a statement of warranty (either express or implied) regarding any Klais products or services. ALL EXPRESS AND IMPLIED WARRANTIES REGARDING THE CONTENT OF THIS WEB SITE, AND REGARDING THE KLAIS PRODUCTS AND SERVICES DESCRIBED HEREIN, ARE EXPRESSLY DISCLAIMED. Neither Klais, its affiliates, nor any party involved in creating, producing or delivering this web site shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of your access, use or inability to use this web site or any errors or omissions in the content thereof. If you are dissatisfied with any portion of this web site or with any of these terms your sole and exclusive remedy is to discontinue using this web site.

StatusLink is an online benefits administration and claim inquiry tool provided to Klais clients, plan participants, and other Klais business partners that are users of this web site. The StatusLink application has been secured using Secure Sockets Layer (SSL) technology, with an authenticity certificate provided by Verisign. The ability to access the StatusLink application is restricted to registered, validated users as administered by Klais. In addition, existing Klais clients are able to download Administrative Forms for their personal use and/or distribution within their own organizations. The ability to download these forms has been restricted by a valid username/password combination. Klais reserves the right to grant or deny access to any or all areas of its web site as Klais deems appropriate.

The information available in StatusLink is updated on a daily basis. This process is completed during an "overnight update cycle". This allows information changes (additions, modifications, deletions) made during Klais' normal operating hours to be updated into StatusLink. Accordingly, the data available in StatusLink is typically current up to the preceding business day's overnight update cycle. However, because of the technology used or circumstances beyond the control of Klais (such as hardware or software failures, power outages, acts of God, etc.), the overnight update cycle may not always successfully complete. In these instances, the data available in StatusLink may NOT be as current as expected. Klais will make every reasonable effort to address problems encountered during the overnight update cycle and bring the StatusLink data up to a "current" state. However, if you have any questions regarding information contained within StatusLink, you should call Klais at the main phone number and ask to speak with the appropriate department.

The pages of this web site (other than StatusLink and Administrative Forms, as described above) are operated for informational purposes only, and are unsecured. As a user of this site, you should NOT submit information that you wish to keep private and/or confidential through any of these areas (specifically the REQUEST FOR ADDITIONAL INFORMATION page or the INDIVIDUAL FAQ SUBMISSION page). If you need to submit such information, you should call the main phone number for Klais and ask to speak with the appropriate department to determine the best method for providing the private/confidential information.

Any communication or material you transmit to Klais via electronic mail or otherwise is unsolicited by Klais and is deemed non-confidential. By transmitting information to Klais, you automatically assign to Klais the right, and Klais reserves the right, to use such communication or material for any purpose whatsoever, including reproduction, publication, broadcast and posting for its own benefit without compensation or acknowledgment of its source.

From time to time, Klais may provide certain links on this web site that may be of interest to readers. These links may lead to resources and web pages maintained by third parties over whom Klais has no control. As such, Klais makes no representation as to the accuracy or any other aspect of the information contained on such resources and web pages. Klais will promptly and voluntarily remove any link from this web site upon request from the linked entity. The web site is not sponsored in conjunction with or associated with any particular linked entity (other than those identified as Klais-affiliated companies) and the existence of any particular link is simply intended to imply potential interest to the reader.

As a condition of your use of this web site, you will not use this web site for any purpose that is unlawful or prohibited by these terms. You may not use this web site in any manner that could damage, disable, overburden, interfere or impair this web site, the networks connected to this web site or any other partyís use and enjoyment of this web site. You may not attempt to gain unauthorized access to any Klais account, computer system or network through hacking, password mining or any other means not intentionally made available through this web site. Klais reserves the right to grant or deny access to its web site as Klais deems appropriate.

You have chosen to access the information on this web site, which is located on a server in the state of Ohio, U.S.A. Thus, all information is deemed to have been provided to you in Ohio and Ohio law shall govern the provision of this information and your use of this web site.

The information and materials on this web site are the property of Klais, and any reproduction, publication, broadcast or posting by you for your own benefit is prohibited, unless you obtain prior written approval from Klais. Some information or articles contained within this web site may have been reprinted by Klais with permission from the original source. Klais has no authority to extend its reprint permission to you, and your reproduction, without previously obtaining the original sourceís approval is prohibited.

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